About Capitol Risk Solutions

Capitol Risk Solutions is about choices:  Your choice to have it all....quality insurance coverage AND a competitive premium.  Our agency was established in 2010 to help you save money. We want to help you spend your insurance dollars on quality coverage...and spend them wisely.

Did you see the quote on our home page?

We have a saying that 90% of insurance buyers are interested in the PRICE of insurance before a claim.  Remarkably, 100% are interested in the QUALITY of coverage after a claim. 

This is why Capitol Risk Solutions should be your choice. It’s too late to worry about the coverage you SHOULD HAVE purchased after a claim. Let Capitol Risk Solutions help you find the right choices now. We will find and tailor the right policy for you at a fair price.

Phil Galbraith, CPCU, ARe

Phil Galbraith, CPCU, ARe is the owner of Capitol Risk Solutions. Phil has over 30 years of commercial insurance experience. His insurance career has allowed him to be involved with nearly all aspects of the insurance business: Underwriter, Marketing Manager, Salesperson and now, Agency Owner. Phil was nationally recognized as the National Marketing Manager Of The Year in 2005. He has authored articles on risk management and insurance coverage and developed a “one of a kind” insurance coverage for indemnification of lost acreage in forest fires. Phil understands the need to maximize your insurance dollar. His approach is tailored toward this with “easy to understand” explanations of coverage. The insurance buyer should understand where those insurance dollars are being spent.

Independent Agent:

We have a number of insurers in which to place our valued clients.
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